Tax software has made it easier than ever to file your own taxes accurately and affordably. In 2026, the leading platforms offer guided interviews, automatic import of W-2s and 1099s, and expert review options. The best choice depends on your tax situation's complexity.
For simple returns (W-2 income, standard deduction), many platforms offer free federal filing. For more complex situations involving self-employment, rental properties, or investments, paid versions provide the necessary forms and guidance.
Best tax software for 2026
TurboTax: The most user-friendly option with an intuitive interview process. TurboTax handles virtually any tax situation, including self-employment, investments, and rental properties. The Deluxe edition starts around $69 for federal filing, plus $59 per state. TurboTax Live offers on-demand expert help and full-service preparation where a CPA does your return for you.
H&R Block: Offers both online and in-office filing. The software is nearly as comprehensive as TurboTax but often slightly cheaper. A key advantage is the ability to start online and finish in-store if needed. Deluxe online federal filing starts around $55, plus $37 per state.
TaxSlayer: Best value for self-employed filers. The Classic plan handles all major forms at a lower price point than competitors. Premium includes audit assistance and priority support. Classic federal filing is around $25, plus $39 per state.
Cash App Taxes: Completely free federal and state filing for most situations. Best for simple returns with W-2 income and basic deductions. Does not support all forms, so complex filers should look elsewhere.
FreeTaxUSA: Free federal filing for all tax situations, regardless of complexity. State returns cost $15 each. The interface is less polished than TurboTax, but the functionality is comprehensive and the price is unbeatable.
How to choose the right software
- Simple returns: Cash App Taxes or IRS Free File if you qualify by income.
- Itemizers: TurboTax Deluxe or H&R Block Deluxe.
- Self-employed: TurboTax Self-Employed or TaxSlayer Self-Employed for Schedule C and expense tracking.
- Investors: Any premium tier that supports Schedule D and import from brokerages.
- Audit concern: H&R Block or TurboTax with audit defense and expert support.
Final thoughts
For most taxpayers, tax software is a cost-effective alternative to hiring a CPA. If your return is straightforward, free options can save you hundreds. If your situation is complex, the premium versions are still far cheaper than in-person preparation and often just as accurate.